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We’ve been very pleased so many of you have found these blogs, this web site useful. We look forward to better serving your needs with our upcoming changes.

As we’ve reported several times on these pages current mortgage rates are at historic lows. We don’t see that changing much anytime soon. Let us give you some historic perspective we gained in our recent analysis. But first, we have a short customer story to pass on.

As you have no doubt noticed we have spent some considerable time on these pages talking about the historic VA mortgage rates that have been available for the past couple of years. We believe those days may be numbered so here’s our advice; if you or someone you care for is considering the need for a loan to buy or refinance a house, please, please let us at VALoansMN help you make that move sooner rather than later.

For those sitting on the sidelines waiting for the home buyers’ market to arrive we have two words: good luck. The Twin Cities metro area remains favorable to home sellers as does the entire state. Forecasters see no change in the coming year.

Inflation? What inflation? Surely you don’t believe your lying eyes! Let’s look at the numbers and sort this out.

It’s a beautiful thing to be able to buy a home using your VA benefit borrowing 100% of the purchase price and NOT PAYING any monthly mortgage insurance fee like that required by an FHA or conventional loan. That is one of the several perks of a loan from VALoansMN. There are others but we’ll take this time to focus on borrowing 100% of a home purchase price with your VA loan.

If you’re among our clients at VALoansMN who’ve thought of purchasing a home you may also be among those suffering from sticker shock. Home prices have accelerated at an alarming rate. Is it another real estate bubble? What is driving this increase in housing prices? There are several key factors at work and we at VALoansMN have looked at several.

Imagine how one simple action can change your future. We know of such a case and we’ll share it straight ahead. But first it’s time to take a look at what the heck is going on with housing and mortgage rates.